

Click the “Payments and Transfers” link at the top of the page.Log into Citi’s online account management platform.If you have one of these Citi credit cards that allow balance transfers, whether it’s new or old, you can transfer balances by following these steps: Multiple Citi credit cards allow balance transfers, including the, ,, Citi Simplicity® Credit Card and.
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How To Do a Balance Transfer to an Existing Citi Credit Card If that’s the case, you can use this section to transfer balances during the application to save time. In some cases, the Citi credit card application will give you the option to complete the balance transfer upon approval by providing the transfer information during the application process. Citi offers instant approval in some cases but may have to review the application further, which could take a few days.

If you don’t already have a Citi account, you’ll need to open a new credit card with the lender. Get Credit Card Perks How To Do a Balance Transfer as a New Citi Customer

The transaction results in the balance transferring from the old credit card account to the Citi account, giving the cardholder the ability to save money with a 0% promotional interest rate. What Happens When You Make a Citi Balance Transfer?Ī Citi balance transfer involves using a Citi card to pay off balances with another lender. These cards make it possible for cardholders to pay less interest by transferring balances from high-interest credit cards to Citi accounts with 0% promotional interest for anywhere from 12 to 21 months, depending on the credit card offer the borrower chooses. They also come with deals such as reward points and cash back. One such product is known as the balance transfer credit card. The company offers a range of financial services, a true one-stop shop for lending and banking products. Today, the company is the world’s most global bank, supporting customers in more than 160 countries around the world. Citi® has a storied history that dates back to 1812, when a group of merchants worked together to help New York’s banking system compete with early banking competitors in Philadelphia, Boston and Baltimore.
